Here's how FHOG differs across Australia:
VIC
$10,000 for new homes under
$750,000 in building costs.
NSW
$10,000 for new builds up
to $600,000 or house +
land up to $750,000
QLD
$30,000 for new homes up to $750,000
combined value of land and house
(Nov 2023-July 2026)
WA
$10,000 for new homes up
to $750K (metro) or $1M
(regional)
SA
$15,000 with no cap from
June 2024
Most grants only apply to new homes, not existing. And conditions vary state-to-state, with some requiring you to live in the property for 6-12 months.
WHY THIS MATTERS
We've seen buyers miss out on $10k-$30k simply by choosing a property that fell outside the guidelines.
WHAT TO DO NEXT
If someone's expecting to claim FHOG, let's verify they're choosing a property type that qualifies, and align their structure to maximise the benefit.
*Subject to changes in Government policy at any time. Please verify with our team.
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